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Products

Takenos is a stablecoin-based, multi-rail wallet designed to provide full financial access in underserved markets. The wallet allows users to hold, move, spend, collect, and grow their money across local and global rails — all within a single interface.

Virtual Accounts

Virtual accounts in USD, EUR, ARS, BOB, and PEN, giving users a dedicated account number in each currency to receive funds directly.

Deposits

A broad range of deposit methods across Argentina, Peru, Bolivia, Ecuador, Paraguay and Chile, spanning local currency rails, USD rails (ACH, SWIFT), EUR (SEPA), and crypto (USDT/USDC), giving users multiple ways to fund their account in the currency and rail most accessible to them. Local-currency deposits are typically made via bank transfer, CCI, phone number, or local QR, while USD, EUR and crypto deposits flow into a virtual account or collection account.

Withdrawals

An equally broad set of withdrawal options mirrors the deposit rails, allowing users to send funds out in local currency (Argentina, Peru, Bolivia, Ecuador, Paraguay and Chile) or in USD, EUR and crypto to both their own and third-party accounts, depending on the market.

QR Payments

In-store QR payment capability across major local payment networks (Argentina, Bolivia, Brazil, Colombia, and Peru) — a payment method that has become the de facto standard for everyday transactions across Latin America — allowing users to pay merchants directly from their Takenos balance.

Other products

Cards

Takecard, a global USD-denominated card that debits directly from the user's USD balance, functioning as an offshore bank account for Latin American users anywhere in the world.

Savings

• Balance Yield: generates daily yield on balances held in the wallet, credited monthly, turning the account into a passive savings instrument with no additional effort from the user.

• Investments: allows users to invest in tokenized assets (e.g. QQQ, S&P, GLD).

• Loyalty: a loyalty program through which users accumulate points and redeem them for rewards or benefits.

What is next?

• International remittances to Venezuela — Enabling transfers into Venezuelan bank accounts, expanding our remittance coverage across Latin America. With this we aim to grow our share of remittances flowing into Venezuela from non-Venezuelan users acquired in other countries.
• Payouts for micro-entrepreneurs — International collection solution for small businesses: send payments via SWIFT or directly to bank accounts in China, facilitating imports and trade with Asian suppliers.
• Rewards — Rewarding users for value-generating actions, driving retention and brand loyalty.